Get upto 4%* on our Savings Account Balances with Pacific Royal.
More DetailsLooking
Updates:
Dear Customer, We have launched Video KYC facility for New customer to open savings accounts
Let’s Think of saving Money
Convenient banking options for you.
Savings Account
Open account now and earn upto 8%
Current Account
Open account now and earn upto 5%
Fixed Deposit Account
Open account now and earn upto 10%
Trading & Demat a/c
Step to Make
Your Dreams Possible
Trading involves buying and selling asset like stocks, bonds, or commodities. It can be done for short-term profit (day trading) or long-term investment. Traders analyze market trends using technical or fundamental analysis.
- Trading involves buying and selling asset.
- Can be short-term (day trading) or long-term.
- Traders use technical or fundamental analysis.
- Risk management is crucial in trading.
- Research and understanding the market is important.
- Trading can lead to significant gains or losses
Tax Savings a/c
Step to Make
Your Dreams Possible
Tax savings is all about reducing your taxable income. You can do this by claiming deductions and credits. Deductions reduce your taxable income, while credits directly reduce your tax bill.
- Tax deductions lower your taxable income
- Credits directly reduce your tax bill.
- Mortgage interest can be deducted.
- Charitable donations are tax-deductible.
- Education expenses can earn credits.
- Energy-efficient home improvements may qualify for credits
Gold Savings a/c
Step to Make
Your Dreams Possible
The Gold Savings package is a unique investment plan. It allows you to regularly invest in gold, which can act as a hedge against inflation and currency fluctuations. With this package, you can start with a small amount and increase your gold holdings over time.
- Gold Savings is an investment plan.
- Regular investments in gold are possible.
- Acts as a hedge against inflation.
- Helps diversify your investment portfolio.
- Can start with a small amount.
- Always understand terms before investing.
Your Account in Easy Steps
We show our value by serving faithfully.
Step 01
Consult With Our
Experts
"Consult with our experts" refers to seeking professional advice. Experts in their respective fields, like finance, health, or education, provide guidance based on their knowledge and experience. This can help you make informed decisions, solve complex problems, and achieve your goals. Always remember, expert advice is invaluable for success.
Step 02
Submit Required
Documents
"Submit required documents" is the process of providing necessary paperwork to validate your identity, qualifications, or other information. This could be for applications, registrations, or verifications. Always ensure the documents are accurate and up-to-date. Incorrect or missing documents can delay or hinder processes.
Step 03
KYC
Verification
KYC, or Know Your Customer, verification is a standard process in the financial industry. It involves providing personal information and documents to verify your identity. This helps prevent fraud, money laundering, and other illegal activities. Always ensure your details are accurate and up-to-date for a smooth verification process.
Step 04
Start Savings for
Your Future
"Start savings for your future" is a call to begin setting aside money for future needs. This can help you prepare for unexpected expenses, achieve financial goals, or secure a comfortable retirement. It's never too early or too late to start saving. Remember, every little bit counts towards a brighter future.
Questions & Answers
Find answers to all your queries about our service.
Help You to Find
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How to check balance via mobile banking?
- You can check your balance easily via mobile banking. Just log in to your account, navigate to the 'Account Summary' section, and your balance will be displayed there.
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What to do if I forget my password?
- If you forget your password, don't worry. Just click on the 'Forgot Password' link on the login page. You'll be prompted to enter your registered email address and we'll send you a link to reset your password.
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How to report a lost card?
- If you lose your card, it's important to report it immediately. Contact our customer service team directly via phone or email. They'll guide you through the process of reporting the loss and issuing a new card.
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Can I change my PIN online?
- Yes, you can change your PIN online. Log into your account, go to 'Card Services', select 'Change PIN', and follow the prompts. It's quick and easy.
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What's the limit for cash back?
- The limit for cash back varies depending on the specific offer. To find out the details of a particular offer, check the 'Cash Back Offers' section on our website.
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